Save up to 80% on fees
Western Union charges US$5–50+ per transfer plus a 3–6% exchange rate markup. Swaparoo includes all costs in a transparent rate, saving you up to 80% on every transfer.
SWAPAROO VS WESTERN UNIONSwaparoo vs Western Union
Swaparoo vs Western Union
compare for real.
Stop overpaying for international transfers. Swaparoo is up to 80% cheaper than Western Union with fully digital delivery, no agent visits required.
SwaparooWestern Union
Transfer feeIncluded in rateUS$5–50+ per transfer
Exchange rateReal market rate3–6% markup
SpeedPIX in Brazil · up to 1 business day in AUD1–5 business days
Physical location requiredOptional
100% digital
PIX (Brazil)
Crypto support
Real-time trackingLimited
24/7 deliveryVia PIX in BrazilBusiness hours only
Comparison based on publicly available pricing. Last updated April 2026.
Try Swaparoo free →Why customers switch
Fees, speed and support: what changes with Swaparoo.
Straight to PIX
No more waiting 1–5 business days. Swaparoo delivers BRL via PIX, Brazil’s instant payment rail, and AUD to an Australian bank account in up to 1 business day. Western Union still relies on slow bank wires and cash pickup networks.
No agent locations needed
Western Union does offer online sending in Australia, but still relies on physical agents and cash pickup networks in many corridors. Swaparoo is 100% digital end-to-end, send money from your phone or computer in minutes.
Full real-time tracking
Track every transfer in real time from send to delivery. Western Union offers limited visibility, and status updates can be delayed for some corridors.
Frequently asked questions
Everything you need to know before switching from Western Union to Swaparoo.
Adding up Western Union’s flat fee (US$5–50+) and exchange rate markup (3–6%), customers typically save up to 80% sending with Swaparoo, which includes everything in one transparent rate.
Yes. While Western Union can take 1–5 business days, Swaparoo delivers BRL via PIX, Brazil’s instant payment rail, and AUD payouts take up to 1 business day.
No. Swaparoo is 100% digital, the entire process, from sign-up to sending, happens on your phone or computer, no physical location required.
Western Union’s PIX coverage is limited and can take longer than an instant transfer. Swaparoo delivers BRL via PIX on every transfer to Brazil.
Yes. Swaparoo is registered with AUSTRAC as a Digital Currency Exchange and Remittance provider, with bank-grade encryption and full compliance with Australian anti-money laundering rules.
Ready to switch from Western Union?
Join thousands of customers who save money and time on every international transfer with Swaparoo.