Real market rates, always
Remitly often advertises promotional rates that may apply only to first-time users or specific corridors. Swaparoo offers the real market rate on every transfer, every time.
SWAPAROO VS REMITLYSwaparoo vs Remitly
Swaparoo vs Remitly
fees, speed and support compared
Both services promise fast international transfers. Swaparoo offers real market rates, crypto support and business accounts; Remitly is fiat-only and built for personal remittances.
SwaparooRemitly
Exchange rateReal market ratePromotional + markup
Transfer feeIncluded in rateUS$0–5 (varies by speed)
PIX (Brazil)
Crypto support
Business accounts
Real-time tracking
Rate lock guaranteeExpress only
Registered with AUSTRACRegistered with FinCEN (US)
Comparison based on publicly available pricing. Last updated April 2026.
Try Swaparoo free →Why customers switch
Fees, speed and support: what changes with Swaparoo.
Crypto on-ramp & off-ramp
Swaparoo supports USDC alongside fiat transfers, so you can move between AUD and BRL, or between AUD and USDC. Remitly is fiat-only.
Business-grade features
Swaparoo offers business accounts, payment links, approval workflows and audit logs for companies. Remitly is designed for personal remittances only, with no business tooling.
AUSTRAC regulated in Australia
Swaparoo is registered with AUSTRAC as a Digital Currency Exchange and Remittance provider. Remitly is registered with FinCEN (US); Swaparoo is built for people sending from Australia.
Frequently asked questions
Everything you need to know before switching from Remitly to Swaparoo.
Often, yes. Remitly typically relies on promotional rates that only apply to first-time users or specific corridors. Swaparoo delivers real market rates on every transfer, which tends to be more advantageous long-term.
No. Remitly is fiat-only. Swaparoo converts AUD to USDC and USDC to AUD alongside traditional fiat transfers.
Remitly is designed for personal remittances and has no business-focused tooling. Swaparoo offers full business accounts with payment links and approval workflows.
Swaparoo focuses on the Australia–Brazil corridor, with BRL delivered via PIX and AUD paid straight into Australian bank accounts. It also converts AUD to USDC and USDC to AUD, which Remitly doesn’t offer as a fiat-only service.
Yes. Swaparoo is registered with AUSTRAC as a Digital Currency Exchange and Remittance provider, built specifically for people sending money from Australia.
Ready to switch from Remitly?
Join thousands of customers who save money and time on every international transfer with Swaparoo.